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BizFilings vs LegalZoom: LLC formation compared (2026)

Facts checked October 13 to 15, 2026.

LegalZoom's rating is 8.1 on our method and BizFilings' is 6.8, a gap that comes almost entirely from how many business services each sells. On the plans our rating compares, BizFilings Core costs $199 and LegalZoom Managed Service costs $249, both paid once and before state fees. BizFilings states 3 to 4 business days (submitted); LegalZoom states 5 to 14 business days (standard processing). Each adds a later bill: LegalZoom's plan starts an advisor subscription at $49/mo after 30 days unless cancelled, and BizFilings' included agent bills $220/yr once its 3 months free end.1, 2, 3

How do BizFilings and LegalZoom compare in a table?

Below, BizFilings Core sits next to LegalZoom Managed Service. Rows cover each company's plan list, price, contents kept for good and kept for a trial, speed, agent terms and refunds.

BizFilingsLegalZoom
Our rating6.8/108.1/10
Trustpilot4.5/54.6/5
Plans published4: Basic $99, Core $199, All-Inclusive $399, Foreign Business U.S. Incorporation Package (non-U.S. owners) $3893: Basic $0, Managed Service $249, Expert Service $299
Plan comparedCore, $199Managed Service, $249
Two-year plan cost$199$249
Included for goodEINEIN, Licenses and permits report, Operating agreement, Website, domain or branding
Included for a limited time3 months free Registered Agent Services (then $220/yr, auto-renews)Library of 150+ downloadable, customizable legal forms (then $49/mo, auto-renews); Unlimited access to eSignature (then $49/mo, auto-renews); Dedicated business advisors for setup, compliance, and coaching (then $49/mo, auto-renews); LLC filing review by your business advisor (not an attorney review) (then $49/mo, auto-renews)
Stated processing3 to 4 business days (submitted)5 to 14 business days (standard processing)
Rush filing1-day rush filing (All-Inclusive): included; Rush Filing Service: price not publishedExpedited processing: $99
Registered agent on its own$220 for the first year$249/year (first-time registered agent customers)
Whose address is on the public recordService of Process received privately; agent address appears on public filingsYes, LegalZoom's address listed as registered agent on public record
Annual report filed for youPaid add-onPaid add-on ($199/year)
Business coachingNot publishedNot published
AI guidanceNot publishedNot published
Business services sold4 of 10 types we track, online dashboard9 of 10 types we track, online dashboard
Founders outside the U.S.Yes - dedicated Foreign Business U.S. Incorporation package ($389 + state fees)Yes
Auto-renewalYes - auto-pay with prior noticeYes
CancellingAny time, with written proof of a new registered agent on fileCancel by phone or online via My Account; proof of new RA may be required
RefundsFormation orders refunded less a $70 processing fee ($95 after preliminary name check); state/supplier fees non-refundable; no pro-rata refundsRA terms: prepaid fees for current term refunded only when LegalZoom terminates the service
Provider siteVisitVisit

Auto-renewal, cancelling and refunds are as each provider states them for its registered agent and subscription services.

Neither company folds the state's fee into its price. Add it with the LLC cost calculator, or look it up in the state fee table. BizFilings' plan prices were read from its checkout page for an Alaska LLC, so a quote for another state may differ.

What separates the two on the facts?

LegalZoom keeps more inside its compared plan and sells more services overall. BizFilings states a shorter processing time and costs less on the compared plans. The list gives the deciding figure for each.

What each tier holds

BizFilings lists Basic at $99, Core at $199 and All-Inclusive at $399. Every one includes registered agent service (3 months free) and a name check. Core adds an Employer Identification Number and certified copies. All-Inclusive adds 1-day rush filing, a Certificate of Good Standing and research on which business licenses apply.3, 4

LegalZoom lists Basic at $0, Managed Service at $249 and Expert Service at $299, each a one-time fee. In that listing, Managed Service keeps the EIN and operating agreement for good, along with a licenses and permits report and a website built on Wix that LegalZoom's own plan table shows with no time limit. Its legal forms library, eSignature, advisor access and advisor review of the filing last only for a trial period. Expert Service adds an attorney and an accountant, but on the same trial basis, so after the trial it bills $99/mo unless you cancel it.1

Who files your annual report

Neither compared plan files it for you. LegalZoom sells a single annual report filing at $99 + state filing fees, billed once, or ongoing automatic filing that starts at $199/year (auto-filing excludes Indiana, Maryland, Wyoming). BizFilings files reports through a managed service at a price by quote, and its BizComply reminder tool costs $75 a year on its own but comes free with Registered Agent Service.5, 6, 7, 8

What keeps billing after checkout?

With LegalZoom, the main ongoing charge is the advisor plan; with BizFilings, it is the registered agent once the free months end. Both renew on their own.

LegalZoom's Managed Service bills $49/mo after 30 days. Cancel the advisor plan in time and nothing repeats, since the formation fee itself is paid once. Keep it for the full first year and it adds more than the plan's own price.1

BizFilings' agent costs $220 for the first year and then $220/yr on auto-pay, with notice approximately a month before auto renewal. Paying ahead lowers the yearly rate: two years of Registered Agent Service for $370, or three years for $489. LegalZoom's agent is $249/year, a price for first-time registered agent customers, and it renews at the purchase rate each year, with the rate subject to change. None of LegalZoom's LLC plans lists an agent.2, 9, 10

Which states the faster filing?

BizFilings, on the plans compared, though the figures measure different things. BizFilings states when the filing is submitted, which takes 7 to 10 business days on Basic, 3 to 4 business days on Core and 1 business day on All-Inclusive.4

LegalZoom states 5 to 14 business days (standard processing) on a comparison page that still uses the old Pro/Premium plan names, and says these are service processing times, not state approval times. The same page lists expedited processing for $99, which it says gets documents to the state in as little as one business day. BizFilings also has a separate rush service that works in as little as 24 hours in some states, with no published price. Our LLC timeline guide covers the state's own review time.11, 12

How do refunds and cancelling differ?

BizFilings refunds formation orders, minus a fee. LegalZoom's general guarantee covers subscriptions for a short window, and its agent terms refund only in narrow cases.

BizFilings refunds the order less a $70 processing fee ($95 after preliminary name check), with state/supplier fees non-refundable and no pro-rata refunds. LegalZoom's general guarantee covers subscriptions within 30 days of initial subscription purchase; its agent terms refund prepaid fees only when LegalZoom ends the service. Its terms don't say whether the guarantee reaches the agent service.9, 13

To drop the agent, BizFilings needs proof (in writing) that the company has a new registered agent on file with the state. LegalZoom says proof of new RA may be required. So BizFilings always asks for that proof, while LegalZoom may.9, 13

Which serves founders outside the U.S.?

Both state that they do, through different routes. BizFilings sells a separate package for owners abroad at $389, with free Registered Agent Service for 6 months, an apostille as proof of U.S. incorporation and international express shipping. Its agent then renews at $167 a year.14

The EIN is where they split. At BizFilings the EIN service requires an SSN or ITIN, and BizFilings does not assist with form preparation or the obtainment of the ITIN. An ITIN is the tax number the IRS issues to people who can't get a Social Security number. LegalZoom says it files for the EIN without the need for a Social Security Number and will help open your account with providers within days of formation, though these statements come from its country page aimed at Australian founders.15, 16

Which reader does each one fit?

These matches come from published facts, one per need where the two differ. Our rating places LegalZoom first, but either can be the closer fit.

Each company has more on its own pages: the BizFilings review, the LegalZoom review, BizFilings pricing and LegalZoom pricing. For other options, see BizFilings alternatives or LegalZoom alternatives.

Questions people ask

Does BizFilings or LegalZoom charge less for the EIN?

Neither. Bought separately, the EIN costs $79 at BizFilings and $79 at LegalZoom. BizFilings includes it from Core up, and LegalZoom from Managed Service up.15, 17

Why does BizFilings score lower when its plan costs less?

The plan value part is level, 3.8 for BizFilings and 3.8 for LegalZoom. LegalZoom leads on services and dashboard, 9.2 to 5.2, and on satisfaction, 9.2 to 9. Details are on how we rate.

How many Trustpilot reviews does each have?

BizFilings' profile shows 186 reviews and LegalZoom's 33,485 reviews. With fewer reviews behind it, BizFilings' score can shift more as new ones arrive.18, 19

Is a registered agent included with either one?

BizFilings includes agent service with each LLC plan (3 months free), then bills $220/yr. LegalZoom sells its agent separately at $249/year for first-time agent customers.2, 3, 10

Who owns BizFilings?

BizFilings' site says it is part of Wolters Kluwer, and the company says it was co-founded in 1996. Its terms name the business as Business Filings Incorporated (Wolters Kluwer).9, 20, 21

Sources

  1. “After 30 days, your card will automatically be charged $49.” LegalZoom website, legalzoom.com/business/business-formation/llc-pricing.html
  2. “You can select two years of Registered Agent Service for $370 (save $70) or three years for $489 (save $171).” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/registered-agent-services
  3. “Bizfilings includes 3 months of registered agent service free with all formation and foreign qualification orders.” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/customer-service/faqs
  4. “Basic plan $99 + State fees” Provided by BizFilings
  5. “$99” LegalZoom website, legalzoom.com/business/business-operations/annual-report-overview.html
  6. “Initial report filing and auto-filing of your annual reports† to satisfy ongoing state requirements” LegalZoom website, legalzoom.com/business/business-operations/compliance-overview.html
  7. “BizFilings monitors, manages, and files every one of your annual reports” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/managed-annual-report-service
  8. “$75 a year” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/bizcomply
  9. “Registered Agent Service customers are automatically enrolled in BizFilings' auto-pay program.” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/terms-of-service
  10. “Get registered agent services for $249/year.*” LegalZoom website, legalzoom.com/business/business-operations/registered-agent-overview.html
  11. “5 to 14 business days” LegalZoom website, legalzoom.com/compare/legalzoom-vs-corpnet
  12. “Using BizFilings' Rush Filing Service secures your LLC's name and filed date in as little as 24 hours.” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/limited-liability-company
  13. “As your sole remedy, LegalZoom will refund you any prepaid fees specifically related to the current RA Service Term.” LegalZoom website, legalzoom.com/legal/product-service-terms/supplemental-terms-of-service-for-registered-agent
  14. “$389 + state fees” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/located-outside-the-us
  15. “You must have an Individual Tax Identification Number (ITIN) in order to apply for an EIN.” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/federal-tax-id-ein-obtainment
  16. “We file SS-4 with the IRS and deliver your EIN, without the need for a Social Security Number.” LegalZoom website, legalzoom.com/country/au/llc
  17. “$79” LegalZoom website, legalzoom.com/business/business-operations/ein-federal-tax-identification-pricing.html
  18. “TrustScore 4.5 out of 5” trustpilot.com
  19. “33,485” trustpilot.com
  20. “A Wolters Kluwer company” BizFilings website, wolterskluwer.com/en/solutions/bizfilings
  21. “co-founded in 1996 by serial entrepreneur Brian Wiegand and partner Rick Oster” BizFilings website, wolterskluwer.com/en/solutions/bizfilings/about-us